How Will My Car Insurance Policy Work?

Whether you get a quote online or by phone, you will be quoted a premium. This, like any other insurance premium, can be paid monthly or annually. This is where the similarity ends.

Your Policy

Based on those, all important, behavourial questions - we will talk you through your options. If Fair Pay is right for you, we will run through a quote as usual.
We'll quote you and then convert this into Fair Pay mileage units.
We then give you additional good driver mileage units - let's call them bonus mileage units
Added together, this is your Fair Pay mileage units (or insurance fuel tank) for the year.

What Happens Next - all depends on your hands and feet

Driving on a motorway, at night, will eat up more Fair Pay units than the same journey during the day.
Driving on a 30 mph limit road, during the day, will eat up more Fair Pay units than driving on an dual carriageway at the same time.

Think of your insurance as a fuel tank - full of fuel. The better you drive, the more efficient your fuel (and your insurance) will be. Don't worry! If you run out of fuel (units) you can always top-up.

These are some of the things that makes your car insurance fair. This makes Fair Pay Insurance designed specifically for you - and your unique driving behaviour.

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